started before 8:00 this morning and according to what police are telling us, they brought a person, this hostage, from somewhere else to the bank. what does all this tell you? >> well, chris, first of all, my background is as an fbi agent and haostage negotiator and i have been involved in bank hostage situations in the past. when they bring someone to the bank it suggests probably one of two things. number one, they had kidnapped someone, the robbers, whoever they are, had kidnapped someone and were trying to force him or her to get money out of the bank's atm. we call those rapid robberies or quick robberies sometimes. the second is that it may be someone who either works for the bank or who is known at the bank and they used that person to get into the bank at 8:00, realized the bank doesn't open until 9:00. but if they get in at 8:00, that would really give the robbers, unfortunately, inside the bank before customers would start to come. as you know, chris, banks also have television, tv sets and, of course, msnbc is aware of that and i think will be very guarded in anything we